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About Us
Our Mission
Rock Creek Partners, LLC (“RCP”) is a structured finance consulting firm. RCP’s specialty is structuring and analyzing Residential Mortgage-backed Securities (“RMBS”), whole loan sales, pricing, mortgage due diligence, legal analysis of legacy RMBS, terminating legacy RMBS, cash flow modeling and analytics. We have strengths particularly in housing, mortgage finance, credit reform, and credit risk analysis. We are focused on financial management and IT solutions for private and public sector clients. With over 35+ years of experience, RCP clients range from publicly traded firms to boutique investment firms.
Rock Creek Partners, LLC is a certified MBE.
Our Team
Our team consists of experienced consultants with diverse backgrounds and areas of expertise. We specialize in mortgage finance. We are passionate about helping businesses and investors succeed and are committed to delivering exceptional service to our clients.
Our Approach
We take a holistic approach to consulting, focusing on every aspect of a business's operations to identify areas for improvement and growth. We work closely with our clients to develop customized solutions that meet their unique needs.
Capability Statement
Rock Creek Partners, LLC (“RCP”) is a structured finance consulting firm. RCP specializes in structuring and analyzing Residential Mortgage-backed Securities, whole loan sales, pricing, mortgage due diligence, legal analysis of pre-crisis RMBS, terminating legacy RMBS, cash flow modeling and analytics.
As an MBE certified Small Business, RCP is committed to excellence and creating innovative and flexible solutions for Federal and non-government clients.
What sets RCP apart from the competition?
- Our People, 35+ years of experience
- Performance-Based Processes
- Integrated Solutions Teams
- Client Relationship Management
- Strategic Mix of Technology and Business
CORE CAPABILITIES
Structured Finance Consulting
- Credit Risk Analysis of mortgage whole loans
- Mortgage-Backed Securities Analysis
- Structured Credit Analysis
- Financial & Econometric Modeling/Statistical Analysis
- Whole Loan Sourcing
- Market Analysis of Pricing and Trends
- Portfolio and Asset Management
Mortgage Due Diligence – (Capital Markets/Investors)
- Mortgage loan level due diligence
- Non-performing and re-performing asset due diligence
- HMDA data reviews
- Representation and Warranty reviews; forensic loan audits
- RMBS due diligence
- Whole-loan purchase reviews
New Origination/Pre-purchase/Re-purchase Review
- Pre-close QC (Credit Re-underwriting)
- Post-close QC (Credit, Compliance, Value & Collateral)
- Pre-close underwriting (Delegated/Non-Delegated)
- Non-QM, QM/ATR/TRID Reviews (safe harbor)
- Early Pay Default
- Denied/Repurchase Loan Reviews
- Stacking & Indexing
- OFAC Searches & SSN validation
Capability Statement
Commercial Due Diligence
- Obtain and review the borrower’s credit history, including guarantors, where applicable.
- Analyze the borrower’s financial statements for all related entities.
- Evaluate the collateral offered by the borrower.
- Apply the underwriting guidelines.
- Review the underwriting and closing documents
Servicing Oversight
- Servicing operational reviews
- MSR purchase due diligence
- Regulatory examination preparation (CFPB, FRB, OCC)
- Portfolio quality control reviews
- Sub-servicer reviews
- ARM adjustment reviews
- Escrow analysis
- Pay history and collection comment reviews
- New account set up/boarding
- Hazard insurance/PMI claims
Valuation Services through our affiliates
- Nationwide appraisal management
- Field and desk reviews/hybrid products
- Property inspections; BPO’s and AVM
Technology
- Software Design, Development and Testing
- Database Design & Development
- Web Application Development
- Mobile Application Development
- Workflow/Rules Engine Development
- Mortgage-specific software
- Data modeling/schema design/data integration and Extract, Transform, and Load/ETL processes
NAICS Codes
541611, 541618, 541511, 541320, 541612
Contact Us
Rock Creek Partners, LLC
401 Park Avenue South, New York, New York 10016
